Sats Standard · bitcoin.safecalcs.com

Bitcoin math for people who plan to be wrong about the date

Four tools for long-term holders: what a decade of monthly buying would have produced, what selling a position costs the IRS in 2026, whether a recovery phrase is intact, and how much bitcoin will ever exist. Every number is computed in your browser from data shipped with this page. No accounts. No price feeds. Nothing uploaded.

Runs on your device — your numbers and phrases are never transmitted Self-tested on every load · reference vectors from BIP-0039, IRS Rev. Proc. 2025-32 Monthly price closes through Nov 2026, compiled Nov 15, 2026

The size of the bet

Prices are last-day-of-month closes, not a live feed. The site deliberately has no live ticker: a holder's arithmetic should not breathe with the chart.

Tools

Why this site exists

Most bitcoin tools are built for the next trade. They refresh prices, ping exchange APIs, and ask for your account before answering a question you could answer with a pencil. This site is built for the other question: the one you check once a quarter, on purpose, with the phone face-down.

That changes what the software has to be. Historical prices are compiled once a month from a public ledger-explorer dataset and shipped to your browser as 12 kilobytes of text, not streamed from an API that can go down, move, or start logging you. The tax tables come from the IRS revenue procedure that sets the year's brackets, copied into a plain-JavaScript engine with the source document stamped on every page. The seed checker implements BIP-0039 directly and verifies itself against the vectors published with that standard, on every load, before you paste anything.

Nothing here gives advice. It gives arithmetic you can audit: the inputs are yours, the math is printed, the test vectors are named. If a number looks wrong, say so and the fix ships with a source line.